Tuition and Financial Aid
Tuition
The online master of architecture is a 90-credit, 9-term program for Standard Admission students and a 63-credit, 6-term program for Advanced Standing students.
Tuition for the online master of architecture program is charged on a per-credit-hour basis. For the 2026–27 academic year, the per-credit-hour flat rate is $1,582 for Standard Admission* and Advanced Standing students.
Immersion fees are charged on a per-term basis. For the 2026-27 academic year, the per-term flat rate is $250 for Standard Admission and Advanced Standing students.
Please note that tuition is subject to increase at the start of each academic year. Students will be responsible for travel and accommodation costs related to in-person immersions as well as the global experience requirement.
Estimated Cost of Tuition
| Plan of Study | Number of Credits | Approximate Total Tuition |
|---|---|---|
Standard* | 9 terms, 90 credits | $142,380 |
Advanced Standing | 6 terms, 63 credits | $99,666 |
*Standard Admission students who have 1, 2, or 3 course waivers in a given term will receive a tuition adjustment in the term in which the course would have occurred. For the 2026-27 academic year, the tuition will be reduced by $1,582 per credit waived.
Financing Your Degree
Earning a master’s degree from RIT is a financial investment in your future. As you evaluate how to pay for your degree, consider a variety of options such as employer tuition assistance, scholarships, and student loans.
You can explore the following student loan options:
Scholarships
RIT Architecture Online may have scholarships available for the students admitted to and enrolled in the upcoming cohort. Our enrollment specialists are available to answer questions on scholarship opportunities and assist you throughout the entire process. Contact your enrollment specialist for more information.
Applying for Federal Student Aid
In order to apply for federal student aid, which includes student loans, you must complete the Free Application for Federal Student Aid (FAFSA). The RIT school code is 002806.
To apply, follow these steps:
- Apply for admission to RIT. We cannot process your financial aid application until you are officially admitted to the university.
- Create your Federal Student Aid (FSA) ID. You will use this ID every year you apply for financial aid and to complete Master Promissory Notes for federal student loans.
- Complete the FAFSA.The FAFSA is used to determine eligibility for federal student aid and must be completed each academic year in order to remain eligible.
Our enrollment team is available to answer any questions about the online M.Arch. program or your financial aid options. Get in touch with a dedicated enrollment specialist by requesting information below or contacting (844) 996-1158 or archadmissions@onlinemasters.rit.edu.
Graduate Financial Aid Is Changing in 2026: What You Need to Know
Starting July 1, 2026, Grad PLUS Loans will no longer be offered for new borrowers and borrowing limits will be introduced for new loans, meaning federal loans may no longer cover the full cost of attendance for many graduate students. If you’re planning to begin a graduate degree program in fall 2026 or later, start planning now (ideally before you apply) to find alternative funding options. This change will affect people seeking federal financial aid for the Master of Architecture (M.Arch) degree at Rochester Institute of Technology; primarily, those who enroll on or after July 1, 2026.
Most graduate students will be limited to borrowing up to $20,500 per year for graduate degrees, including this program. The incoming changes will also limit lifetime loans for graduate degrees to $100,000. If you do not plan to study full time, your loan limit may be lower. Learn more details here.
Early planning is the most important thing you can do. The financial aid office can help you build a plan:
Speak with a financial aid advisor
Already enrolled? If your federal loans were disbursed before July 1, 2026, you may be able to continue borrowing under prior rules, including Grad PLUS Loans, with limitations. Taking a leave of absence, withdrawing, transferring, or changing programs/institutions after June 30, 2026 could affect your eligibility. Contact the financial aid office before making any enrollment changes.
We’re Here to Help
Request information to speak to a dedicated enrollment specialist.